Terms of Service

Kipi Apay helps you run one or more small businesses: catalog and pricing, stock, sales, expenses, customers, team access and reports. Its prices, profit estimates and color ratings help you decide; they are not accounting, tax or financial advice. You remain responsible for your bookkeeping and for checking the numbers you rely on.

You must give a real email address and keep your password private. You are responsible for what happens under your account, for the people you invite to your businesses, and for the access you give them. Tell us right away at privacy@example.com if you think someone else has used your account.

New businesses start with a free trial. After the trial, continued use requires a paid subscription, billed in advance through Stripe on a recurring basis until you cancel. You can cancel at any time; the subscription stays active until the end of the period you already paid for. Except where the law requires otherwise, payments are not refundable.

If a subscription ends or a payment fails, the business may be locked until it is renewed. Your data is kept during that time, as described in the Privacy Policy. We may change prices with at least 30 days' notice; the new price applies from your next billing period.

The business information you enter belongs to you. You give us permission to store and process it only to provide and improve the service, as explained in the Privacy Policy. You are responsible for having the right to enter information about your customers, suppliers and staff, and for following the laws that apply to it. You can export reports as CSV at any time.

Do not use Kipi Apay to break the law or to store data you have no right to have. Do not try to access other people's businesses or accounts, test or break our security without permission, overload the service, or resell it without our agreement. We may suspend accounts that do this.

We work to keep Kipi Apay available and your data safe, including regular backups, but the service is provided "as is" and may sometimes be interrupted for maintenance or by problems outside our control. We may add, change or remove features; if we remove something important you pay for, we will tell you in advance.

To the extent the law allows, Kipi Apay is not liable for indirect or consequential losses, such as lost profits, lost sales or lost data, arising from your use of Kipi Apay. Our total liability for any claim is limited to the amount you paid us in the 12 months before the claim. Nothing in these terms limits liability that the law does not allow to be limited.

You can stop using Kipi Apay and ask us to delete your account at any time. We may suspend or end your access if you seriously or repeatedly break these terms, or if we stop offering the service; when possible we will give you notice and a chance to export your reports first.

We may update these terms. We will change the date at the top and, for significant changes, tell you by email or in the app at least 30 days before they take effect. If you keep using Kipi Apay after that, the new terms apply.

These terms are governed by the laws of the State of Florida, USA, except where the law of the place you live gives you protections that cannot be waived.

Kipi Apay

Email: privacy@example.com